Bird Talk » Insurance

Posted date : Sep 14, 2023.

Is there a way to estimate the amount of provincial health plan coverage for health costs incurred in the U.S.? The reimbursement amount is important to know, in order to help snowbirds choose a deductible amount when they are buying out-of-country insurance.

Posted date : Sep 14, 2023.

We are usually in the U.S. for fewer than 182 days. As long as we file the Form 8840, are we okay to stay in the U.S. for the extra 25 days, or should we shorten our trip?

Posted date : Sep 14, 2023.

I own my own place in the U.S. and live there for the winter months. I’ve bought a vehicle and have it registered and insured in the state in which I own property…

Posted date : Aug 2, 2023.

Are emergency medical insurance premiums paid by snowbirds to Canadian insurance companies for travel to the U.S. tax deductible on our Canadian returns?

Posted date : May 10, 2023.

Winter visitors to Arizona often travel to Mexico for dental work. Are medical emergencies, such as excessive bleeding/blood loss from extractions, covered by Medipac?

Posted date : May 10, 2023.

I understand that Ontario recently ruled to retain OHIP coverage for any emergencies while outside of Canada. Can you please explain why I would need travel insurance as well, if any emergency medical costs are going to be covered by OHIP?

Posted date : May 10, 2023.

We have owned a Park model trailer in central Florida for the past 12 years. We have carried homeowners’ insurance from the same company for the entire time and have never made a claim…

Posted date : Jan 13, 2023.

My insurance agent is telling me that I need extra coverage if I drive my car to Florida for the winter. They say that any vehicle staying in the U.S. for more than 30 days requires special coverage. Is this correct?

Posted date : Jul 21, 2022.

We are new to being snowbirds. Please tell me that there is a travel insurance plan out there which covers you for 150 days without having to come across the border every 30-33 days?

Posted date : May 11, 2022.

I bought a car in Florida to leave there and purchased auto insurance with Geico. Now, Geico is telling me that they will not renew my policy unless I get a U.S. licence. Are there U.S. insurance companies that do not require a U.S. licence?